Personal Accident Insurance provides the below benefits.
Death Benefits
This benefit is provided up to the full amount taken as coverage of the personal accident cover.
Permanent Total Disability
This benefit is covered up to the full coverage amount of the personal accident insurance taken.
Temporal Disability
In the event of temporal disability, the personal accident cover pays the benefits as specified in the policy as per the attached schedule called the continental scale.
Medical Expenses
In the event of injury, your personal accident insurance provides coverage as specified in the policy. In most cases, it is usually up to 20% of the full personal accident full benefit.
Funeral Expenses
In the event of death, a specified amount of funeral expenses are paid to your dependents if the cause of death is an accident.